Found Hank Hill's jstpst account.

no, it's the children who are wrong

The crackers are only very mildly cheesy but I love them, it's this big bag that I always buy at the local market and it lasts me weeks

that sounds really good lol

in this case function as savings clubs in which each member makes regular payments and is lent the kitty in turn.

I think things like this are an awesome alternative to traditional banking. They just aren’t what I think of when I see the word “tontine.” But if this is the type of tontine we are talking about I’d at least be interested. I’m all for trying to find ways to escape the classic banking system.

How about a reverse tontine? Every time someone dies the survivors all have to pay a bit to the deceased’s next of kin. You could even spread payments out over time to establish a fund for such payments, and let more people join over time to stabilize the fund.

I just have no idea what we would call such a scheme… :)

I am more inclined to give up at 7am…

okay but we have to REALLY EMPHASIZE this rule:

no murder until we're down to the last three

This is exactly the post I needed to see after a week of being gone. Thank you!

GIVE IT UP FOR 7AM

if this looks like an empty listicle to you, it's a sign you may have a worm

there could have been no better reply to this

yeah, i remember it being neat but disappointing, and i was a child when it released

[Insert more lyrics here]

woah!! that's cool actually. yeah let's do it

Lovely stuff

bohbeh

I've watched the movie first without knowing anything about the book, I thought it was fine

Snake hiding in your pantry call that a larder snake

You're out of time!

And I'm out of my head when you're not around

"In French-speaking cultures, particularly in developing countries, the meaning of the term "tontine" has broadened to encompass a wider range of semi-formal group savings and microcredit schemes. The crucial difference between these and tontines in the traditional sense is that benefits do not depend on the deaths of other members.

As a type of rotating savings and credit association (ROSCA), tontines are well established as a savings instrument in central Africa, and in this case function as savings clubs in which each member makes regular payments and is lent the kitty in turn. They are wound up after each cycle of loans. In West Africa, "tontines" – often consisting of mainly women – are an example of economic, social and cultural solidarity."

I copied this off wiki, I understood it to be a more informal "mutual aid scheme" but idk where I heard about them first

They're still legal in EU..

this is delightful. thank you

this is delightful. thank you

An investment that pays off when all but the last member.... have DIED!!!

A classic investment that's been illegal for decades but is a very common trope in books and media for obvious reasons.