That's fair. I think with this stuff the cloud things are going to be inherently more risky even if they're more convenient because you're relying on the company hosting it not fucking things up way more.

I use KeePass now which just saves passwords in an encrypted file that you unlock with a programme. It's open source so there's a bunch of different versions of the UI for it and you don't need to worry about a single company going bankrupt for it. If someone wants to steal the passwords they need both the file itself and the master password to open it. There's phone versions too so you don't need to have access to your passwords tied to your desktop. And if you do want to sync it between systems you can sync it like an ordinary file in Dropbox etc, taking into account the risks that can pose too if someone steals those accounts.